A deputy's duties and limits
A deputy is not free to do as they wish. They must act in the person's best interests, keep the person's money separate from their own, keep records, and stay within the powers the court granted. Each year they send an annual deputy report to the Office of the Public Guardian explaining the decisions they made (gov.uk, as at July 2026). Some decisions, such as selling the person's home or making large gifts, usually need separate court approval.
- Best interests. Every decision must be made in the person's best interests, not the deputy's.
- Separate money. The person's finances are kept apart from the deputy's own.
- Records and reporting. The deputy keeps accounts and reports each year to the Office of the Public Guardian.
- Court approval. Bigger steps, such as selling a home or making substantial gifts, often need the court's permission.
An LPA lets you appoint the people you trust. A deputyship means a court appoints someone after the choice is no longer yours to make.
Deputyship in Scotland and Northern Ireland
This guide describes the law of England and Wales, where the Court of Protection and the Office of the Public Guardian operate. Scotland has a separate system under its own adults with incapacity law, using guardianship and intervention orders granted by the sheriff court, overseen by the Office of the Public Guardian (Scotland). Northern Ireland has its own arrangements again. If capacity issues touch more than one UK nation, it can be worth taking advice in each.
Frequently asked questions
What is the difference between a deputy and a power of attorney?
An attorney is chosen by you under a Lasting Power of Attorney while you still have capacity. A deputy is appointed by the Court of Protection after capacity has already been lost and no LPA exists. In short, an LPA lets you plan ahead and choose, while deputyship is a court solution when no such plan was made.
How much does it cost to become a deputy?
The court application fee is £421, with a further £259 if the court holds a hearing, and a one-off £100 assessment fee for new deputies, according to gov.uk as at July 2026 and subject to change (gov.uk/become-deputy/fees). Annual supervision then costs £320, or £35 for minimal supervision where under £21,000 is managed.
Can I avoid deputyship?
Often, yes, by making a Lasting Power of Attorney while you still have capacity, since a registered LPA usually removes the need for a deputy later (gov.uk, as at July 2026). An LPA can be registered for £92 per document (gov.uk, as at July 2026). Once capacity is lost, an LPA can no longer be made, so many people consider one in good time.
Who can apply to be a deputy?
Anyone aged 18 or over can apply, and it is often a close relative or friend, though a professional such as a solicitor can also act. The Court of Protection checks the applicant is suitable and considers any objections before appointing (gov.uk, as at July 2026). More than one person can be appointed to act together, depending on circumstances.
How long does a deputyship application take?
There is no fixed timescale, and it often takes several months from application to appointment. The wait depends on the type of deputy, whether the court needs more information, and whether anyone objects. Because the process only starts after capacity is lost, the delay is one reason many people prefer to arrange an LPA in advance where they can.
Does a deputy have to report to anyone?
Yes. Once appointed, a deputy is supervised by the Office of the Public Guardian and must send an annual deputy report explaining the decisions they made (gov.uk, as at July 2026). They must keep the person's money separate and act in that person's best interests. Larger decisions, such as selling a home, may need further court approval.
About Fairchild Oldfield
The Fairchild Oldfield team brings together estate planning, tax, independent financial advice and client care, working with families across England and Wales.
Fairchild Oldfield are estate planning specialists and will writers, not a firm of solicitors. This article is general information based on practical experience, not legal, tax or financial advice.
Important: This article is general information only and is not legal, tax or financial advice. Reading it does not create a professional relationship. It is based on the law of England and Wales, and other UK jurisdictions may differ. Figures and rules are current as at July 2026 and are subject to change. Before acting, many people choose to seek advice from a suitably qualified professional, such as a solicitor, a STEP practitioner, an accountant, or an FCA-authorised financial adviser, who can consider your individual circumstances.