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Dying Without a Will: Intestacy and Letters of Administration

When there is no valid will, the intestacy rules decide who inherits, and letters of administration decide who can deal with the estate.

9 min read · Written by the Fairchild Oldfield team · Last reviewed: June 2026

£322,000
Where someone dies intestate leaving a spouse or civil partner and children, the survivor takes the personal possessions, a statutory legacy of this amount, and half of what remains.
Fixed net sum from 26 July 2023, per gov.uk (HMRC manual) and legislation.gov.uk, as at June 2026, subject to change.

If someone dies without a valid will in England and Wales, the intestacy rules set out who inherits, and a person entitled under those rules applies for letters of administration to deal with the estate. The result may not match what the person would have chosen.

Intestacy is a fixed statutory order. It does not consider unmarried partners, stepchildren who were never adopted, or friends and charities the person may have wanted to benefit. This guide explains who inherits, what letters of administration are, and who can apply for them. Figures are current as at June 2026 and are subject to change.

What does dying intestate mean?

Dying intestate means dying without a valid will, so the estate is shared out under the rules of intestacy rather than by personal choice. Those rules, set out in the Administration of Estates Act 1925, follow a strict order based on marriage, civil partnership and blood relationship. A partial intestacy can also arise where a will is valid but fails to deal with the whole estate.

Who inherits under the intestacy rules?

Under the intestacy rules for England and Wales, a surviving spouse or civil partner comes first, followed by children, then more distant blood relatives in a set order. If no relative in the list survives, the estate passes to the Crown as bona vacantia. Unmarried partners and stepchildren who were never legally adopted do not inherit at all.

OrderWho inherits (if earlier categories do not survive)
1Spouse or civil partner (see the split below where there are also children)
2Children, or their descendants if a child has died before
3Parents
4Brothers and sisters (full siblings), then their children
5Half-brothers and half-sisters, then their children
6Grandparents
7Aunts and uncles (full), then their children
8Half-aunts and half-uncles, then their children
9The Crown (bona vacantia), if no one above survives

Order of entitlement per gov.uk, who can inherit if there is no will, England and Wales, as at June 2026, subject to change.

What a spouse or civil partner receives

A surviving spouse or civil partner does not automatically inherit everything. Where there are also children, the survivor takes the personal possessions, a statutory legacy (a fixed sum) and half of the remaining estate, and the children share the other half. Where there are no children, the spouse or civil partner takes the whole estate. Only a legal spouse or civil partner qualifies here.

A worked example (illustration only). Suppose Anita dies without a will, leaving her husband Raj and two adult children. Her net estate is £600,000. Raj first takes her personal possessions and the statutory legacy of £322,000 (the fixed net sum from 26 July 2023). That leaves £278,000. Raj takes half of that (£139,000) and the two children share the other half (£69,500 each). So Raj receives £461,000 plus the possessions, and each child receives £69,500. Had Anita left a valid will, she could have divided things differently. Figures are illustrative and current as at June 2026 (gov.uk statutory legacy), subject to change.

The statutory legacy is reviewed periodically and can change, so the figure that applies is the one in force at the date of death. Marriage and civil partnership matter here in another way too: getting married generally revokes an earlier will, which can leave someone unintentionally intestate. Reviewing arrangements after a life event is one reason many people revisit an estate planning guide rather than assume an old will still holds.

The grant

What are letters of administration?

Letters of administration are a grant that gives someone legal authority to deal with the estate of a person who died without a valid will. They serve the same purpose as a grant of probate, which is used when there is a will and named executors. The person who receives the grant is called an administrator, and they collect the assets, settle debts and distribute what remains under the intestacy rules.

SituationGrantWho deals with the estate
Valid will with executorsGrant of probateExecutor named in the will
No valid will (intestacy)Letters of administrationAdministrator (a relative entitled to apply)
Will exists but no able executorLetters of administration with will annexedAdministrator, following the will

General description of grants of representation, drawn from gov.uk/applying-for-probate, as at June 2026, subject to change. For the wider process, see our guide on What Is Probate?

The application fee

£300

The application fee for a grant in England and Wales is £300 where the estate is worth more than £5,000, with no fee for estates of £5,000 or less. Extra copies of the grant cost £16 each (gov.uk, as at June 2026, subject to change).

Who can apply for letters of administration?

The person entitled to apply is normally the closest living relative under the intestacy rules, in the same order as the entitlement to inherit. A surviving spouse or civil partner (including one who was separated) comes first, then children aged 18 or over, then more distant relatives. An unmarried partner cannot apply, because they are not entitled under intestacy, even if the couple lived together for many years.

  1. Spouse or civil partner (including if separated, but not divorced)
  2. Children aged 18 or over, including legally adopted children, but not stepchildren
  3. Grandchildren, then parents, then siblings, then more distant relatives in order

Priority to apply per gov.uk, applying when there is no will, England and Wales, as at June 2026, subject to change.

The letters of administration process

The broad process runs from valuing the estate through to distributing it. It usually involves working out the estate value, dealing with any inheritance tax, applying for the grant, then collecting assets, paying debts and sharing out what is left under the intestacy rules. Timescales vary widely depending on the estate. Our sibling guides cover the wider timeline and costs in more detail.

I

Value the estate

Work out the assets, debts and total value, and check the inheritance tax position.

II

Report and pay any IHT

Report to HMRC where required, and pay any inheritance tax due before the grant.

III

Apply for the grant

The entitled relative applies for letters of administration and pays the fee.

IV

Collect and distribute

Gather assets, settle debts, then share the estate under the intestacy rules.

How long each stage takes, and what it costs, depends on the estate. For a fuller picture, see How Long Does Probate Take in the UK? and How Much Does Probate Cost?

Unmarried partners and others who miss out

Cohabiting partners, stepchildren who were never adopted, close friends and charities receive nothing automatically under intestacy. Someone who was financially maintained by the person who died, or a cohabiting partner of at least two years, may be able to make a claim under the Inheritance (Provision for Family and Dependants) Act 1975. Such claims have strict time limits and are not guaranteed, so it can be worth discussing them promptly with a qualified professional.

The simplest safeguard

A valid will keeps the choice yours

Intestacy applies a fixed order that may not reflect what you would have chosen. A current, valid will lets you decide who inherits and who administers your estate.

Intestacy in Scotland and Northern Ireland

This guide describes England and Wales. The other UK nations differ. Scotland has its own succession law, including prior rights and legal rights that can give a spouse, civil partner and children a fixed share, and it uses confirmation rather than letters of administration. Northern Ireland has a separate system that is broadly similar to England and Wales but with its own figures and detail. Where an estate touches more than one nation, it can be worth taking advice in each.

Frequently asked questions

Who inherits if you die without a will in the UK?

In England and Wales, the intestacy rules decide. A surviving spouse or civil partner comes first, then children, then more distant blood relatives in a set order, and finally the Crown if no one qualifies. Unmarried partners and unadopted stepchildren inherit nothing. Scotland and Northern Ireland apply their own rules (gov.uk, as at June 2026).

Does a spouse automatically inherit everything?

Not always. Where there are children, the surviving spouse or civil partner takes the personal possessions, a statutory legacy of £322,000 (the fixed net sum from 26 July 2023), and half of the rest, with the children sharing the other half. Where there are no children, the spouse or civil partner takes the whole estate (gov.uk, as at June 2026, subject to change).

What are letters of administration?

Letters of administration are a grant that gives someone legal authority to deal with the estate of a person who died without a valid will. They do the same job as a grant of probate, which applies where there is a will and executors. The person who receives the grant is called an administrator and distributes the estate under the intestacy rules (gov.uk, as at June 2026).

Who can apply for letters of administration?

Normally the closest living relative, in the same order as entitlement to inherit. A surviving spouse or civil partner (including if separated) applies first, then children aged 18 or over, then more distant relatives. An unmarried partner cannot apply, because they are not entitled under intestacy (gov.uk, as at June 2026, subject to change).

How much does it cost to apply?

The application fee for a grant in England and Wales is £300 where the estate is worth more than £5,000, and there is no fee where the estate is £5,000 or less. Extra copies of the grant cost £16 each. Other costs, such as valuations or professional help, can add to the total depending on the estate (gov.uk, as at June 2026, subject to change).

Do unmarried partners have any claim?

Not under the intestacy rules, which pass nothing to a cohabiting partner. A partner who lived with the person for at least two years, or who was financially maintained by them, may be able to claim under the Inheritance (Provision for Family and Dependants) Act 1975. These claims have strict time limits and no guaranteed outcome, so prompt advice from a qualified professional can help.

What happens if there are no living relatives?

If no relative in the intestacy order survives, the estate passes to the Crown as bona vacantia, and it is dealt with by the government legal department. This is one reason many people choose to make a will, so that assets go to chosen people or causes rather than defaulting to the state. The rules differ across the UK nations.

About Fairchild Oldfield

The Fairchild Oldfield team brings together estate planning, tax, independent financial advice and client care, working with families across England and Wales.

Fairchild Oldfield are estate planning specialists and will writers, not a firm of solicitors. This article is general information based on practical experience, not legal, tax or financial advice.

Important: This article is general information only and is not legal, tax or financial advice. Reading it does not create a professional relationship. It is based on the law of England and Wales, and other UK jurisdictions may differ. Figures and rules are current as at June 2026 and are subject to change. Before acting, many people choose to seek advice from a suitably qualified professional, such as a solicitor, a STEP practitioner, an accountant, or an FCA-authorised financial adviser, who can consider individual circumstances.

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