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Appointing a Guardian for Children in Your Will

A parent with parental responsibility can name a guardian in their will to look after their children if both parents die while the children are under 18. Source: gov.uk, as at July 2026, subject to change.

8 min read · Written by the Fairchild Oldfield team · Last reviewed: July 2026

Under 18
A guardianship appointment in a will concerns children who are minors. It generally takes effect only once the child no longer has a parent with parental responsibility.
Based on Children Act 1989, s5 (legislation.gov.uk), as at July 2026, subject to change.

Appointing a guardian in a will means naming, in writing, the person you would want to bring up your children if you and any other parent with parental responsibility were no longer alive to do so. In England and Wales this power comes from section 5 of the Children Act 1989 (legislation.gov.uk, Children Act 1989 s5, as at July 2026, subject to change).

For parents of young children this is often the most important clause in a will, and it sits alongside the parts that deal with who inherits and who administers the estate. This guide explains who can make the appointment, who can be chosen, when it starts, and how it fits within a valid will. It forms part of our wider estate planning guide. The law here is that of England and Wales, and the rules are current as at July 2026 and subject to change.

What does appointing a guardian in a will mean?

It means using your will to name the person you would want to have parental responsibility for your children if there were no surviving parent to care for them. A guardian appointed this way is sometimes called a testamentary guardian. Under section 5 of the Children Act 1989, a person appointed as a child's guardian gains parental responsibility for that child (legislation.gov.uk, s5, as at July 2026, subject to change).

Who can appoint a guardian?

A parent who has parental responsibility for a child can appoint a guardian, and so can an existing guardian or special guardian. Section 5 lets such a person appoint another individual to be the child's guardian in the event of their death (legislation.gov.uk, Children Act 1989 s5, as at July 2026, subject to change). Not every parent automatically has parental responsibility, so this is one point many people choose to check before making a will.

  • Mothers. A mother generally has parental responsibility automatically.
  • Fathers and second parents. Parental responsibility often depends on marriage, civil partnership, or being named on the birth registration, so it can be worth confirming your position.
  • Existing guardians. A guardian or special guardian already appointed can name a successor.

Who can be a guardian?

You can name almost any adult you trust, such as a sibling, a close friend, or a grandparent, provided they are willing to take on the role. The appointment does not compel them to accept, and a named guardian can decline. Because raising someone else's children is a significant commitment, many people discuss it with the proposed guardian first rather than surprise them later.

ConsiderationWhy it matters
WillingnessA named guardian can refuse the role, so agreement in advance helps.
Age and stabilityAn adult able to provide a settled home is generally chosen over convenience.
Relationship with the childrenFamiliarity and shared values often weigh heavily for parents.
Location and circumstancesWhere a guardian lives can affect schooling and wider family contact.
Naming a reserveSome people name a second choice in case the first cannot act.

The court retains an overriding role. The High Court may remove a guardian and appoint another where it is satisfied that doing so is for the welfare of the child (legislation.gov.uk, Children Act 1989 s6, as at July 2026, subject to change), so a will names a preferred guardian rather than guarantees the outcome.

Timing

When does the appointment take effect?

The appointment usually does not start the moment you die. It generally takes effect only when the child no longer has any parent with parental responsibility. Section 5(8) of the Children Act 1989 provides that the appointment takes effect when the child no longer has a parent who has parental responsibility for them (legislation.gov.uk, Children Act 1989 s5(8), as at July 2026, subject to change).

There is an exception. Where a court order named you as the person the child was to live with, or where the child had no other parent with parental responsibility, the appointment can take effect on your death (legislation.gov.uk, s5, as at July 2026, subject to change). This is why, for a couple who both have parental responsibility, the appointment often only matters if both of them have died.

Source: legislation.gov.uk, Children Act 1989 s5, as at July 2026, subject to change.

The general rule

On second death

For two parents who both hold parental responsibility, a guardianship clause generally comes into play only if both have died while a child is under 18, unless a court order provided otherwise (legislation.gov.uk, s5, as at July 2026, subject to change).

How do you appoint a guardian in a will?

You appoint a guardian by including a clear clause in a valid will, or in a separate signed and dated document. The appointment must be made in writing, dated, and signed by the person making it, or signed at their direction in the required way (legislation.gov.uk, Children Act 1989 s5, as at July 2026, subject to change). For it to sit inside a will, the will itself has to be valid.

  1. Choose the person. Decide who you would want to raise your children, and ideally ask whether they are willing.
  2. Confirm parental responsibility. Check that you are able to make the appointment, as not every parent holds parental responsibility.
  3. Put it in writing. Include a dated, signed guardianship clause naming the guardian, and any reserve choice.
  4. Make the will valid. Be 18 or over, of sound mind, and sign it in the presence of two witnesses who are both over 18, who each sign in your presence (gov.uk, make your will legal, as at July 2026, subject to change).
  5. Review it. Revisit the choice after major life changes, such as a new child or a change in the guardian's circumstances.
A worked example (illustration only). A married couple, Aisha and Tom, both have parental responsibility for their two children, aged 6 and 9. In their wills each names Aisha's sister as guardian, with Tom's brother as a reserve. If only one of them dies, the survivor continues as the parent, so the appointment does not yet take effect (legislation.gov.uk, s5(8), as at July 2026, subject to change). If both were to die while the children are under 18, the sister's appointment would generally take effect and she would gain parental responsibility (legislation.gov.uk, s5, as at July 2026, subject to change). Every family is different, and a court can still intervene for a child's welfare, so this is general information rather than advice for any real family.

What happens if you do not appoint a guardian?

If there is no valid appointment and no surviving parent with parental responsibility, no one you have chosen holds the role automatically, and the court may be asked to decide who should look after the children. Gov.uk notes that if you die without a will, the law decides what happens (gov.uk, making a will, as at July 2026, subject to change). Relatives may apply to the family court, which considers the welfare of the child above all, but the process can take time and may not reflect your wishes.

Getting it right

A guardianship clause in four steps

I

Decide and ask

Choose a guardian, and ideally check they are willing to take on the role.

II

Check your standing

Confirm you hold parental responsibility so you can make the appointment.

III

Record it properly

Include a dated, signed clause in a will that is valid under the rules. Source: gov.uk, as at July 2026, subject to change.

IV

Keep it current

Review after births, moves, or a change in the guardian's circumstances.

Guardians, money, and provision for children

A guardian looks after a child, but that is separate from how any inheritance is held for them. Children under 18 cannot generally take an outright inheritance, so many wills leave assets on trust, with trustees managing them until the child reaches an age set in the will. Choosing a guardian and choosing trustees are two different decisions, and some people deliberately pick different people for each so that care and money are handled separately.

Where a will passes the family home to children, an estate may also be able to use the residence nil-rate band of up to £175,000 per person, on top of the ordinary nil-rate band of £325,000, though this depends on the whole estate (gov.uk, inheritance tax, as at July 2026, subject to change). Trust and tax questions of this kind can be worth discussing with a qualified professional, and our guide to How to Write a Will sets out the wider drafting picture.

Guardianship in Scotland and Northern Ireland

This guide describes the law of England and Wales, where guardianship appointments in wills flow from the Children Act 1989 (legislation.gov.uk, s5, as at July 2026, subject to change). Scotland has its own framework under the Children (Scotland) Act 1995, and Northern Ireland operates under the Children (Northern Ireland) Order 1995, so the detail differs. If your family or children are connected to more than one UK nation, it can be worth taking advice in each. For the broader context, see what our what not to put in a will note covers as well.

Frequently asked questions

Who can appoint a guardian in a will?

A parent with parental responsibility can appoint a guardian, and so can an existing guardian or special guardian, under section 5 of the Children Act 1989 (legislation.gov.uk, as at July 2026, subject to change). Not every parent automatically holds parental responsibility, so many people check their position before making the appointment. This describes the law in England and Wales; other UK nations differ.

When does a guardianship appointment take effect?

Usually only when the child no longer has a parent with parental responsibility. Section 5(8) of the Children Act 1989 provides the appointment takes effect at that point (legislation.gov.uk, as at July 2026, subject to change). An exception applies where a court order named you as the person the child was to live with, when it can take effect on your death.

Who can I name as a guardian?

You can generally name any adult you trust and who is willing to act, such as a relative or close friend. A named guardian can decline, so many people ask first. The court can still remove a guardian and appoint another where that serves the child's welfare (legislation.gov.uk, Children Act 1989 s6, as at July 2026, subject to change), so a will records a preference rather than a guarantee.

Does a guardian get parental responsibility?

Yes. A person appointed as a child's guardian under the Children Act 1989 has parental responsibility for that child once the appointment takes effect (legislation.gov.uk, s5, as at July 2026, subject to change). That allows them to make day-to-day and major decisions about the child's upbringing, in England and Wales. The other UK nations have their own separate arrangements.

What happens to my children if I die without naming a guardian?

Where there is no valid appointment and no surviving parent with parental responsibility, no chosen person takes the role automatically, and the family court may be asked to decide. Gov.uk notes that without a will the law decides what happens (gov.uk, as at July 2026, subject to change). Relatives can apply, and the court considers the child's welfare first, though the process can take time.

Should the guardian also manage my children's inheritance?

Not necessarily. Caring for a child and managing money left for them are separate roles, and many people appoint different individuals as guardian and as trustee so the two are handled independently. Money left to children under 18 is often held on trust until an age set in the will. Source: gov.uk, as at July 2026, subject to change. Because trust and tax points arise, it can be worth discussing with a qualified professional.

About Fairchild Oldfield

The Fairchild Oldfield team brings together estate planning, tax, independent financial advice and client care, working with families across England and Wales.

Fairchild Oldfield are estate planning specialists and will writers, not a firm of solicitors. This article is general information based on practical experience, not legal, tax or financial advice.

Important: This article is general information only and is not legal, tax or financial advice. Reading it does not create a professional relationship. It is based on the law of England and Wales, and other UK jurisdictions may differ. Figures and rules are current as at July 2026 and are subject to change. Before acting, many people choose to seek advice from a suitably qualified professional, such as a solicitor, a STEP practitioner, an accountant, or an FCA-authorised financial adviser, who can consider your individual circumstances.

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