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Probate

How to Apply for Probate: A Step-by-Step Guide

The order of steps in England and Wales, from valuing the estate and reporting to HMRC, through to the application itself and what happens once the grant arrives.

Written by the Fairchild Oldfield team · Last reviewed: July 2026

£300
The probate application fee in England and Wales where the estate is valued at more than £5,000. There is no fee where the estate is £5,000 or less.
Source: gov.uk, as at July 2026, subject to change.

To apply for probate in England and Wales, you first work out whether a grant is needed, value the estate, report it to HMRC where required, then apply online or by post and pay the fee. The grant is the court document that lets you deal with the estate.

This guide sets out those steps in order and points to the official forms and the current fee. It sits alongside our wider estate planning guide and our explainer on What Is Probate? if you are still deciding whether you need to apply. Figures are current as at July 2026 and are subject to change.

Who can apply for probate?

Who applies depends on whether there is a valid will. Where there is a will, the executors named in it apply for the grant of probate. Where there is no valid will, the closest living relative usually applies instead, and the grant is called letters of administration (gov.uk, applying for probate, as at July 2026). Either way, the person who applies takes on legal responsibility for administering the estate.

SituationWho usually appliesDocument granted
Valid will with named executorsThe executor(s)Grant of probate
No valid will (intestacy)The closest living relativeLetters of administration
Will exists but no executor can actA main beneficiary, usuallyLetters of administration (with will annexed)

Based on gov.uk/applying-for-probate, as at July 2026, subject to change. See also our guide to the grant of probate.

Before you apply: check a grant is needed

The first practical step is to confirm a grant is actually required, because not every estate needs one. Each bank, pension provider and other organisation sets its own rules on when it will release funds without a grant, so many people ask each one directly (gov.uk, as at July 2026). Assets held jointly as joint tenants often pass to the survivor automatically, outside probate.

The order of steps

How to apply for probate, step by step

I

Check it is needed

Ask each organisation whether it needs to see a grant before releasing funds.

II

Value the estate

Total the assets and debts at the date of death, then work out whether tax is due.

III

Report to HMRC

Report the value, and pay any inheritance tax due, before you apply for the grant.

IV

Apply for the grant

Apply online or by post, with the correct form and the fee where it applies.

V

Administer the estate

Collect assets, settle debts, then distribute what remains to the beneficiaries.

Step 1: Value the estate

Valuing the estate means listing everything the person owned and everything they owed, at the date of death, and working out the net figure. That covers property, savings, investments, vehicles and possessions on one side, and mortgages, loans and other debts on the other (gov.uk, valuing an estate, as at July 2026). The value decides how you report to HMRC and whether inheritance tax is due, so it usually comes first.

Gathering the figures often means writing to each bank, pension provider and the mortgage lender for balances at the date of death, and getting a valuation of any property. gov.uk notes that valuing an estate can take several months, and longer for a large or complicated one. Keeping a clear record helps at the reporting stage.

Step 2: Report the estate to HMRC

Before a grant is issued, the estate's value is reported to HMRC. Where there is no inheritance tax to pay and the estate meets the conditions for an "excepted estate", you generally give an estimated value as part of the probate application rather than sending a full account. Where tax is due, or the estate does not qualify as excepted, a full account on form IHT400 is needed (gov.uk, check the type of estate, as at July 2026).

The standard inheritance tax rate is 40%, charged only on the part of an estate above the available tax-free thresholds, with a reduced rate of 36% where at least 10% of the net estate is left to charity (gov.uk, as at July 2026, subject to change). Where tax is due, it often has to be paid, or an arrangement made, before the grant is issued.

Allowance or rateLevel (July 2026)
Nil-rate band£325,000
Residence nil-rate bandUp to £175,000
Standard rate40%
Reduced rate (10%+ to charity)36%

Source: gov.uk/inheritance-tax. These thresholds are frozen until the end of the 2030-31 tax year (5 April 2031) (gov.uk), subject to change.

A worked example (illustration only). Say a widower dies leaving a house in his sole name worth £360,000, savings of £40,000 and no debts, and he leaves everything to his two children. His executors would value the estate at £400,000, report it to HMRC, and, because the estate is above £5,000, pay the £300 application fee (gov.uk, as at July 2026, subject to change). Whether any inheritance tax arises depends on the available nil-rate and residence nil-rate bands and his earlier gifts, so the tax position is worked out before applying. Every estate is different, so this is general information rather than a calculation for a particular estate.

The application

Step 3: Apply, online or by post

Once the estate is valued and reported, you can apply for the grant online or by post (gov.uk, as at July 2026). The paper route uses form PA1P where there is a will and form PA1A where there is not. The fee is £300 where the estate is valued at more than £5,000, with no fee where it is £5,000 or less, and extra copies of the grant cost £16 each (gov.uk, as at July 2026, subject to change).

ItemDetail (July 2026)
Form, will existsPA1P (or apply online)
Form, no willPA1A (or apply online)
Application, estate over £5,000£300
Application, estate £5,000 or lessNo fee
Extra copy of the grant£16 each

Source: gov.uk/applying-for-probate/fees and gov.uk/applying-for-probate, as at July 2026, subject to change.

Which form

PA1P

The paper form used where there is a valid will. Where there is no will, form PA1A is used instead. Many applicants apply online rather than on paper, depending on the estate.

Step 4: After the grant arrives

Once the grant is issued, it is the authority to collect in the estate. The executor or administrator sends copies to the banks, pension providers and other organisations holding assets, closes accounts, sells or transfers property, settles any remaining debts, and pays what is left to the beneficiaries. Ordering several sealed copies of the grant can speed this up, as more than one organisation may want to see it at the same time.

How long all of this takes varies widely with the estate. Straightforward estates can be dealt with in a few months, while those with property to sell or tax to settle often take longer. Our related guide looks at how long probate takes in more detail.

Applying in Scotland and Northern Ireland

This guide describes the process in England and Wales. Scotland uses a different process called confirmation, granted by the sheriff court, with its own forms and its own succession rules that can give a spouse and children fixed legal rights. Northern Ireland has a separate system that is broadly similar to England and Wales, with its own probate office and forms. If an estate touches more than one UK nation, it can be worth taking advice in each.

Frequently asked questions

How do I apply for probate?

In England and Wales you first check whether a grant is needed, value the estate, and report it to HMRC. You then apply online or by post, using form PA1P where there is a will or PA1A where there is not, and pay the fee where the estate is above £5,000 (gov.uk, as at July 2026, subject to change). The person applying takes on responsibility for the estate.

Who can apply for probate?

Where there is a valid will, the executors named in it apply for the grant of probate. Where there is no will, the closest living relative usually applies for letters of administration instead (gov.uk, as at July 2026). Applications can be made online or by post. Because the applicant takes on legal responsibility, some people take advice before starting.

How much does it cost to apply for probate?

The application fee is £300 where the estate is valued at more than £5,000, and there is no fee where the estate is £5,000 or less, according to gov.uk as at July 2026 and subject to change (gov.uk/applying-for-probate/fees). Extra copies of the grant cost £16 each. Any professional fees for handling the administration are separate and vary.

Do I value the estate before or after applying?

Before. The estate is valued and reported to HMRC first, because the value decides how you report and whether inheritance tax is due, and you generally cannot complete the probate application until that reporting is done (gov.uk, as at July 2026). Where tax is due, it often has to be paid, or arranged, before the grant is issued.

Which form do I use to apply for probate?

Where you apply by post, you use form PA1P if there is a will and form PA1A if there is not (gov.uk, as at July 2026, subject to change). Many people apply online instead. The online service guides you through similar questions and confirms the fee before you submit.

Can I apply for probate myself without a solicitor?

Many people apply themselves for straightforward estates, online or by post. More complex estates, for example those with trusts, inheritance tax, business assets or disputes, often involve a solicitor or another qualified professional. Because the person applying takes on personal responsibility, one option some consider is taking advice before deciding whether to handle it alone.

How long does it take to get a grant of probate?

There is no fixed timescale, and it depends on the estate and on how busy the Probate Registry is. Reporting and paying any inheritance tax before applying can add time at the start. Straightforward estates are often dealt with in a few months, while those with property or tax involved generally take longer. Our guide on how long probate takes covers this further.

About Fairchild Oldfield

The Fairchild Oldfield team brings together estate planning, tax, independent financial advice and client care, working with families across England and Wales.

Fairchild Oldfield are estate planning specialists and will writers, not a firm of solicitors. This article is general information based on practical experience, not legal, tax or financial advice.

Important: This article is general information only and is not legal, tax or financial advice. Reading it does not create a professional relationship. It is based on the law of England and Wales, and other UK jurisdictions may differ. Figures and rules are current as at July 2026 and are subject to change. Before acting, many people choose to seek advice from a suitably qualified professional, such as a solicitor, a STEP practitioner, an accountant, or an FCA-authorised financial adviser, who can consider your individual circumstances.

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