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Later-Life Planning

Living Wills and Advance Decisions

A living will, more accurately called an advance decision, lets you refuse specific medical treatments in advance in case you later cannot decide for yourself.

8 min read · Written by the Fairchild Oldfield team · Last reviewed: July 2026

18+
An advance decision can generally be made by anyone aged 18 or over who has the mental capacity to make it, under the Mental Capacity Act 2005 in England and Wales.
Source: legislation.gov.uk, as at July 2026, subject to change.

A living will and an advance decision are the same thing. In England and Wales the legal term is an advance decision to refuse treatment, a written or spoken statement recording the medical treatments you would not want in future, which can be legally binding on your care team if it is valid and applies to your situation (NHS, as at July 2026, subject to change).

Many people think of it as the medical side of planning ahead, sitting alongside a will and a power of attorney rather than replacing them. This guide explains what an advance decision can and cannot do, the extra rules for refusing life-sustaining treatment, how it differs from an advance statement, and how it works with a health and welfare lasting power of attorney. It forms part of our wider estate planning guide. Rules described here are for England and Wales and are current as at July 2026.

What is a living will or advance decision?

An advance decision is a way to refuse named medical treatments ahead of time, so your wishes are known if you later lose the capacity to decide for yourself. It applies only to refusing treatment, not to demanding it, and it takes effect only once you can no longer make or communicate the decision in question (NHS, as at July 2026, subject to change).

The framework comes from the Mental Capacity Act 2005, which governs decisions made for people who lack capacity in England and Wales (legislation.gov.uk, sections 24 to 26, as at July 2026, subject to change). Where an advance decision is valid and applies to the treatment being considered, it generally has the same effect as a refusal made by a person with capacity, and it can be legally binding on the clinicians treating you.

Making an advance decision valid and binding

An advance decision only carries weight if it is both valid and applicable to the actual situation. Broadly, it must be made by someone aged 18 or over with capacity, made voluntarily, specify clearly which treatments are refused and in what circumstances, and not be overtaken by anything you later say or do (NHS, as at July 2026, subject to change).

Refusing treatment that could keep you alive brings stricter rules. Where an advance decision covers life-sustaining treatment, such as ventilation, resuscitation or antibiotics, it must be written down, signed by you and by a witness, and it must state clearly that it applies even if your life is at risk (NHS, as at July 2026, subject to change). Miss one of these and that part may not bind your care team, so many people choose to record it carefully and, where the stakes are high, discuss the wording with a qualified professional.

RequirementOrdinary treatmentLife-sustaining treatment
Aged 18+ with capacityYesYes
Names the treatments refusedYesYes
Must be in writingNot essentialYes
Signed and witnessedNot essentialYes
States it applies even if life is at riskNot neededYes

Source: NHS, advance decision to refuse treatment, reflecting the Mental Capacity Act 2005 (legislation.gov.uk), as at July 2026 and subject to change.

Two different documents

Advance decision or advance statement?

These two are often confused but do different jobs. An advance decision refuses specific treatments and can be legally binding. An advance statement is broader: it sets out your wishes, preferences, beliefs and values about future care, such as where you would like to be looked after or how your faith should be respected. It is not legally binding, but anyone making decisions about your care must take it into account (NHS, advance statement, as at July 2026, subject to change).

Many people use the two together: an advance statement to describe the care they would prefer, and an advance decision to refuse particular treatments they do not want. One is a guide, the other can be an instruction.

At a glance

Advance decision: refuses named treatments and can be legally binding when valid and applicable.

Advance statement: records wider wishes and preferences; must be taken into account but is not legally binding (NHS, as at July 2026, subject to change).

How it works with a lasting power of attorney

An advance decision and a health and welfare lasting power of attorney (LPA) can overlap, so the timing matters. A health and welfare LPA lets attorneys make care and treatment decisions once you lack capacity. If you make an LPA that gives attorneys authority over life-sustaining treatment after you have already made an advance decision, the later LPA can override the earlier refusal, so the order and wording need thought (NHS, as at July 2026, subject to change).

Because both tools turn on the question of mental capacity, many people look at them together rather than in isolation. It can be worth discussing with a qualified professional how an advance decision and an LPA should fit, so one does not accidentally cancel the other.

A worked example (illustration only). Margaret, aged 70 and with capacity, writes an advance decision refusing cardiopulmonary resuscitation and mechanical ventilation. Because these are life-sustaining treatments, she puts it in writing, signs it, has it witnessed, and states that it applies even if her life is at risk, which are the extra conditions the NHS sets out for refusing life-sustaining treatment (NHS, as at July 2026, subject to change). She gives copies to her GP and family. If she later made a health and welfare LPA covering the same treatments, that newer document could take precedence, so she would revisit both together. Change the facts, the treatments or the order of the documents and the outcome can change, so this is general information rather than advice for any real person.

How to make one

There is no official form you must use, but a clear, well-recorded document is easier for a care team to follow. Many people set out the treatments they refuse, the circumstances, and, for life-sustaining treatment, the required signed and witnessed statement that it applies even if their life is at risk (NHS, as at July 2026, subject to change).

  1. Decide what to refuse. Name the treatments and the situations in which you would not want them.
  2. Meet the extra rules for life-sustaining treatment. Put it in writing, sign it, have it witnessed, and state it applies even if life is at risk.
  3. Talk to your clinicians. Discussing it with your GP or medical team helps make sure it is clear and workable.
  4. Share and store it. Give copies to your GP, family and anyone likely to be involved, and note where it is kept.
  5. Review it. Revisit it after major changes in health or if you make a later power of attorney, as it can be withdrawn or altered while you have capacity (legislation.gov.uk, as at July 2026, subject to change).

An advance decision sits within wider planning, so many people prepare it alongside their How to Write a Will steps and their power of attorney, rather than as a stand-alone task.

Does it apply?

When an advance decision takes effect

I

You lose capacity

It only bites once you can no longer make or communicate that decision yourself.

II

It is valid

Made at 18+, with capacity, voluntarily, and not overtaken by later words or actions.

III

It applies

The treatment now proposed is one the decision actually covers, in these circumstances.

IV

It is followed

A valid, applicable refusal generally binds the care team. Source: NHS, as at July 2026, subject to change.

Advance decisions in Scotland and Northern Ireland

The advance decision framework in the Mental Capacity Act 2005 applies to England and Wales, and its sections are marked as extending to those two nations (legislation.gov.uk, as at July 2026, subject to change). Scotland and Northern Ireland have their own capacity laws and their own approach to advance refusals of treatment, so the exact status and requirements can differ. Where care or treatment might straddle more than one UK nation, it can be worth taking advice locally. For the wider context, see our estate planning guide.

Frequently asked questions

Is a living will the same as an advance decision?

Yes. Living will is the everyday name for what the law in England and Wales calls an advance decision to refuse treatment. It records the medical treatments you would not want if you later cannot decide for yourself, and it can be legally binding on your care team where it is valid and applies to the situation (NHS, as at July 2026, subject to change).

Is an advance decision legally binding?

It can be. Where an advance decision is valid and applies to the treatment being considered, it generally binds clinicians in England and Wales, under the Mental Capacity Act 2005 (legislation.gov.uk, as at July 2026, subject to change). For life-sustaining treatment it must also be written, signed, witnessed and state it applies even if life is at risk, or that part may not bind the team.

Can an advance decision refuse resuscitation or life support?

It can, but the stricter rules apply. To refuse life-sustaining treatment such as CPR or ventilation, an advance decision must be written down, signed by you and a witness, and state clearly that it applies even if your life is at risk (NHS, as at July 2026, subject to change). Many people discuss the exact wording with their medical team beforehand.

Do I need a solicitor to make a living will?

Not necessarily. There is no legal requirement to use a solicitor or a set form, and many people write an advance decision themselves following NHS guidance (NHS, as at July 2026, subject to change). Where the wishes are detailed or interact with a power of attorney, it can be worth discussing the wording with a qualified professional.

What is the difference between an advance decision and an advance statement?

An advance decision refuses named treatments and can be legally binding. An advance statement is wider, covering your preferences, beliefs and values about future care, and is not legally binding but must be taken into account by those deciding for you (NHS, as at July 2026, subject to change). Many people prepare both.

Can I change or cancel an advance decision?

Yes, while you still have capacity. Under the Mental Capacity Act 2005 you may withdraw or alter an advance decision at any time when you have capacity to do so (legislation.gov.uk, as at July 2026, subject to change). It can be worth reviewing it after a big change in health or once you make a later lasting power of attorney, so the documents stay consistent.

About Fairchild Oldfield

The Fairchild Oldfield team brings together estate planning, tax, independent financial advice and client care, working with families across England and Wales.

Fairchild Oldfield are estate planning specialists and will writers, not a firm of solicitors. This article is general information based on practical experience, not legal, tax, medical or financial advice.

Important: This article is general information only and is not legal, tax, medical or financial advice. Reading it does not create a professional relationship. It is based on the law of England and Wales, and other UK jurisdictions may differ. Rules described are current as at July 2026 and are subject to change. Before acting, many people choose to seek advice from a suitably qualified professional, such as a solicitor, a STEP practitioner, or their medical team, who can consider your individual circumstances.

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