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Selling a House During Probate

You can usually market a property during probate, but in most cases the sale cannot complete until the grant is issued. Here is how it works in England and Wales.

9 min read · Written by the Fairchild Oldfield team · Last reviewed: July 2026

£300
The probate application fee in England and Wales where the estate is valued at more than £5,000. Executors generally need the grant that follows before a solely owned home can be sold.
Source: gov.uk, as at July 2026, subject to change.

Selling a house during probate is common, and in most cases the property can be put on the market before the grant is issued, but the sale cannot legally complete until the executors have the authority a grant of probate gives them.

A home owned in the sole name of the person who died usually needs to pass through probate before it can be transferred or sold, because a buyer's solicitor and HM Land Registry will look for the grant that confirms who can deal with the property. This guide explains when you can market, when you can complete, the exceptions, and the tax that can apply. It sits within our What Is Probate? guide and our wider estate planning guide. Figures are current as at July 2026 and are subject to change.

Can you sell a house before probate is granted?

In most cases a solely owned property can be marketed before probate, but the sale cannot exchange or complete until the grant is issued. The grant of probate is what confirms the executors' legal authority to transfer the property, and a buyer's conveyancer will normally want to see it before completion (gov.uk, applying for probate, as at July 2026). Marketing early can save time, though it carries the risk of a buyer walking away if the grant is delayed.

Marketing versus completing: the key difference

Marketing and completing are two different stages, and the grant sits between them. You can instruct an agent, hold viewings and even accept an offer while the probate application is underway. What you generally cannot do is exchange contracts or complete the legal transfer until the grant of probate is issued, because the executors need that authority to give good title to the buyer.

StageBefore the grantAfter the grant
List with an agent and hold viewingsUsually possiblePossible
Accept an offer, subject to probateUsually possiblePossible
Exchange contractsGenerally not, for a solely owned homePossible
Complete and transfer titleNo, for a solely owned homePossible

General position based on gov.uk/applying-for-probate and gov.uk, updating property records, as at July 2026, subject to change. Each conveyancer sets their own requirements.

When a house can be sold without probate

Some homes pass outside probate and can be sold or transferred without a grant. The main example is a property held as joint tenants: on death it passes automatically to the surviving owner by survivorship, so the survivor can deal with it without probate (gov.uk, as at July 2026). Property held on trust can also be handled by the trustees. Sole ownership, and ownership as tenants in common, usually still needs a grant.

  • Joint tenants. The deceased's share passes automatically to the surviving joint owner, who can then sell without a grant (gov.uk, as at July 2026).
  • Property held in a trust. The trustees, rather than an executor, generally have authority to deal with the property under the trust terms.
  • Tenants in common. The deceased's share passes under their will or the intestacy rules, so a grant is usually still needed for that share.
Grant first, then Land Registry. Where a grant is required, the property is not usually transferred into the executors' names before sale. Instead, the executors sell using their authority under the grant, and the buyer is registered as the new owner afterwards. If land or property is sold, the register must be updated with HM Land Registry (gov.uk, update property records when someone dies, as at July 2026, subject to change).

How it works in practice

Selling a probate property, step by step

I

Value the property

Get an open-market valuation at the date of death, used for probate and inheritance tax.

II

Apply for the grant

Report the estate to HMRC where needed, then apply for the grant of probate.

III

Market the home

Instruct an agent and accept an offer, subject to probate, if you choose to start early.

IV

Exchange and complete

Once the grant is issued, the executors can exchange contracts and complete the sale.

V

Update the register

HM Land Registry is updated so the buyer is recorded as the new owner.

The numbers

Capital gains tax on a probate sale

Where a property is sold by the estate for more than its value at the date of death, the estate may have to pay capital gains tax on the increase (gov.uk, managing and selling assets, as at July 2026). Personal representatives are charged on residential property gains at 24% from 6 April 2026, above an annual exempt amount (gov.uk, as at July 2026, subject to change). Transferring a property directly to a beneficiary, rather than selling it, does not trigger capital gains tax from the estate.

ItemLevel (July 2026)
Estate rate on residential property gains24%
Individual annual exempt amount£3,000
Transfer direct to a beneficiaryNo estate CGT

Sources: gov.uk/capital-gains-tax/rates, gov.uk/capital-gains-tax/allowances and gov.uk/probate-estate, as at July 2026, subject to change.

The estate rate

24%

The rate personal representatives pay on residential property gains from 6 April 2026, charged on the increase in value since the date of death, after the annual exempt amount. Whether any tax is due depends on the estate's circumstances.

Inheritance tax and the sale proceeds

Inheritance tax is worked out on the estate's value at the date of death, so selling the house later does not change the inheritance tax valuation on its own. The standard inheritance tax rate is 40%, charged only on the part of an estate above the available tax-free thresholds, with a reduced rate of 36% where at least 10% of the net estate is left to charity (gov.uk, as at July 2026, subject to change). Where a home passes to children or grandchildren, an extra allowance can apply. For the property angle, see our guide to inheritance tax on property.

Allowance or rateLevel (July 2026)
Nil-rate band£325,000
Residence nil-rate bandUp to £175,000
Standard rate40%
Reduced rate (10%+ to charity)36%
Taper threshold£2,000,000

Source: gov.uk/inheritance-tax. These thresholds are frozen until the end of the 2030-31 tax year (5 April 2031) (gov.uk), subject to change.

A worked example (illustration only). An executor obtains a date-of-death valuation of £300,000 on a home held in the deceased's sole name, which is used for both probate and inheritance tax. Six months later, once the grant is issued, the property sells for £315,000. The £15,000 increase is a gain for the estate. After the individual annual exempt amount of £3,000 (gov.uk, as at July 2026), the estate could face capital gains tax at 24% on the remaining £12,000 (gov.uk, as at July 2026, subject to change). Costs of sale and other reliefs can change this. Every estate is different, so this is general information rather than a calculation for any particular estate.

Selling in Scotland and Northern Ireland

This guide describes the law of England and Wales. Scotland uses a different process called confirmation, granted by the sheriff court, and its property and succession rules differ, so the point at which an executor can sell heritable property follows Scottish procedure rather than a grant of probate. Northern Ireland has a broadly similar system to England and Wales, with its own probate office. Where an estate or a property touches more than one UK nation, it can be worth taking advice in each.

Frequently asked questions

Can you put a house on the market before probate?

Yes, in most cases a solely owned property can be marketed before the grant is issued. You can instruct an agent, hold viewings and accept an offer subject to probate. What generally cannot happen is exchange or completion, which usually needs the grant that confirms the executors' authority (gov.uk, as at July 2026). Timings vary, so many people flag the position to buyers early.

Can a house be sold without probate?

Sometimes. A property held as joint tenants passes automatically to the surviving owner, who can sell without a grant, and property held in trust may be dealt with by the trustees (gov.uk, as at July 2026). A home in the deceased's sole name, or a share held as tenants in common, usually still needs a grant of probate before it can be sold.

Do you pay capital gains tax when selling a probate house?

Possibly. If the estate sells the property for more than its value at the date of death, the estate may pay capital gains tax on the increase. Personal representatives are charged on residential property gains at 24% from 6 April 2026, above the annual exempt amount (gov.uk, as at July 2026, subject to change). Costs and reliefs can reduce the gain.

How long does it take to sell a house during probate?

There is no fixed timescale. The grant of probate itself can take weeks or months depending on the estate and any inheritance tax to settle first, and the property sale then follows the usual conveyancing timetable. Marketing early can overlap these stages. Because circumstances differ, timings vary considerably from one estate to another (gov.uk, as at July 2026).

Who is responsible for selling a house in probate?

The executors named in the will, or the administrators where there is no will, are responsible for selling estate property and act under the grant. They take on personal responsibility for administering the estate correctly, including obtaining a proper valuation and accounting for the proceeds. Because the duties can be detailed, it can be worth discussing the sale with a qualified professional before proceeding.

What value is used for a probate property?

An open-market valuation at the date of death is generally used, and the same figure informs the inheritance tax position (gov.uk, valuing the estate, as at July 2026). If the property later sells for more, the increase can be a gain for the estate. A realistic date-of-death valuation matters, and many people obtain a professional valuation rather than an estimate.

About Fairchild Oldfield

The Fairchild Oldfield team brings together estate planning, tax, independent financial advice and client care, working with families across England and Wales.

Fairchild Oldfield are estate planning specialists and will writers, not a firm of solicitors. This article is general information based on practical experience, not legal, tax or financial advice.

Important: This article is general information only and is not legal, tax or financial advice. Reading it does not create a professional relationship. It is based on the law of England and Wales, and other UK jurisdictions may differ. Figures and rules are current as at July 2026 and are subject to change. Before acting, many people choose to seek advice from a suitably qualified professional, such as a solicitor, a STEP practitioner, an accountant, or an FCA-authorised financial adviser, who can consider your individual circumstances.

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